Value Care offers excellent Medical Cover
Features & Benefits
The Value Care plan covers you for Day Care, Hospitalisation and Surgery
Day Care, Hospitalisation and Surgery Cover
In any Local Public Hospital, you will get the privacy and comfort of a single room accommodation, provided one is available at the time of admission. Should your hospital stay be more than 48 hours, you also get a cash allowance of $20 per day up to $400 per confinement.
Treatment in World Class Medical Facilities
If the condition cannot be treated in any Local Public Hospital.
Specialist Treatment
Locally by overseas specialists.
At an Approved Private Medical Facility
If the condition cannot be treated in any Local Public Hospital.
If you prefer to be treated in an Approved Private Medical Facility
Even though treatment is available in any Local Public Hospital, we will only pay $50 per day of your hospital stay.
Loyalty Benefit Funeral Assistance Cover
For the Primary Insured and Insured Spouse that offers a cash payout of $1,500 per death after one year of continuous cover, up to a maximum of $3,000 per policy.
Family Rates
Includes the Primary Insured and his/her legally married or de facto spouse or a single parent or legal guardian with up to 6 dependents.
Age at Entry
Primary Insured and Insured Spouse – from 18 to 55 years. Dependents – from birth to 17 years or up to 23 years if a full time student. Documentary evidence of student status must be provided.
More Information on the Value Care Insurance
View more information on our Family Concession rates along with its conditions, our Genreal Exclusions, the Optional Benefits for the Value Care plan and other important notes, terms and conditions.
Family Concession Rates
The single rate will apply if the family rate is more expensive.
Premium rate for age band From birth-13 and 14-18 is only available to the family plan.
The 19-23 age band premium rates will apply to a family where the Primary Insured is under the age of 19.
For a family with more than six children, the six youngest children will use the family rate according to the Primary Insured’s age band. The older children will use the single premium rate for age bands From birth-13 and 14-18.
General Exclusions
- All existing medical conditions.
- All congenital conditions.
- All conditions related to drugs and alcohol abuse.
- All conditions related to Sexually Transmitted Infection (STI), Human Immunodeficiency Virus (HIV) infection and Acquired Immune Deficiency Syndrome (AIDS).
- Air Ambulance Services
Optional Benefits
- Outpatient Care – Outpatient consultation at nominated doctors and pharmacies.
- Outpatient Care Plus – Outpatient consultation plus Specialist and Diagnostics services.
- Premier Outpatient – Outpatient consultation plus Specialist and Diagnostics services with BSP Health Approved Provider.
- Dental and Optical Care
- Allied Health Care
Important Notes
Terms and conditions apply to all benefits.
Maximum limits are annual amounts unless stated otherwise.
Treatments that are not available at an Approved Private Medical Facility will be referred to the Local Public Hospital.
All dependents must be totally reliant on and related to the Primary Insured by being the biological or adopted single child up to the age of 17 years or up to the age of 23 years if a full time student in an accredited recognised educational institution. Proof of dependency will be required.
All amounts are in Fijian dollars unless stated otherwise.
A waiting period refers to the period of time the health plan does not cover an insured for a specific benefit or condition.